Lenders

Going to a random internet lender can be one of the biggest financial mistakes you make in purchasing a home. Late closings, tacked-on fees and changed interest rates are all reasons why. Please use a referral (if not mine, then one from someone else you trust). Also, it is a financially smart decision to shop around when possible.

By the way, I get nothing from recommending the following lenders except the peace of mind that comes from knowing you will be taken care of properly.  But tell them I sent you; it always helps.

From anyone you contact regarding getting approved, ask for an official estimate of closing costs. Lenders can only control the interest rate and the 800-line item fees on this sheet, so there is no need to compare any of the rest of the closing costs, as these are property- and settlement company-specific.  The official APR will give you an across the board comparison between lenders’ fees and rates.  Know though that until the day you lock in (when you are under contract), no rate is ever guaranteed. 

Lenders I Recommend and Trust

Jon Okun, Prosperity Home Mortgage
7700 Old Georgetown Road #120, Bethesda MD 20814
Cell Number: (443)610-8371 | Email: jonathan.okun@phmloans.com
Website/Online Application
Jon gives EXCELLENT customer service and is one of the quickest and most responsive lenders I know – I’ve used him personally several times. He is very knowledgeable, competitive and has tons of different loan programs. Highly recommended; he lends for coops as well. Jon was ranked in the top 150 loan officers in the country for volume (Scotsman Guide).

Mya Tran-Harter, MVB Mortgage
4035 Ridge Top Road, Suite 100, Fairfax, VA 22030
Work Number: (703) 364-5644| Cell Number:  (703) 851-1810| Email: mtran@mvbmortgage.com
Website/Online Application
Quick and excellent service.  Because of their ability to keep some portfolio loans, MVB has some programs that others might not (eg: investor loans for high investor-owned condos). She also does construction/renovation loans.  Great commercial loan division as well.

Francki DiFrancesco, Apex Home Loans
3204 Tower Oaks Blvd #400, Rockville, MD 20852
Work Number: (240) 268-3141| Cell Number: (301) 938-3296| Email: francki1@aol.com
Website/Online Application
Francki is very quick and thorough and is a great person to work with.  Processing and underwriting are done in office.

Scott Davis, McLean Mortgage
6550 Rock Spring Drive, Suite 100, Rockville, MD 20817
Work Number: (240) 800-4524| Cell Number: (202) 486-8389| Email: sbdavis@mcleanmortgage.com
Website/Online Application
A Compass partner.  Scott is a great lender who I have used personally.  Processing and underwriting are done in office.  Can do construction and new build loans.

Greg Kingsbury, Caliber Home Loans
6404 Ivy Lane, Suite 700, Greenbelt, MD 20770
Work Number: (240) 297-3806 | Direct Number:  (202) 709-5681| Direct E-Fax: (855) 890-7689 Email: greg.kingsbury@caliberhomeloans.com
Website/Online Application
A Compass partner.  Responsive and competitive.

Michelle Davis, First Savings Mortgage
6550 Rock Spring Drive, Bethesda, MD 20817
Work Number: (240) 223-1556| Email: mdavis@firstsavings.com
Website/Online Application
A Compass partner. Michelle has been in the business for a long time and is an excellent loan officer.  First Savings has some products that other larger banks might not.

Cam Carson-Wagnon, PNC Mortgage
 123 N Pitt Street #525, Alexandria, VA 22314
Work Number: () -| Cell Number: (703) 577-8175| Fax: (866) 260-7274| Email: cam.carson-wagnon@pncmortgage.com
www.pncmortgage.com
Cam is responsive and competitive. She also does co0p loans!

David Lumb, Bank of America
3 Bethesda Metro Center, Suite 950, Bethesda, MD 20814
Work Number:  (301) 634-4506 | Fax: (301) 634-4482 | Email: david.lumb@bankofamerica.com
David is a responsive lender, and Bank of America also lends to coops.

Brittney Malsbary, National Coop Bank (NCB)
2001 Pennsylvania Ave NW #625, Washington, DC 20006
Work Number: (202) 349-7455| eFax: (800) 325-0912| Email: bmalsbary@ncb.coop
Website/Online Application: www.ncb.coop/bmalsbary
Brittney can often lend on coops when others cannot.  Her specialty is coops though she can do regular loans as well.

Sean O’Boyle, Wells Fargo
7901 Wisconsin Ave, Bethesda, MD 20814
Work Number: (301) 318-4175| Fax Number: (855) 860-3949| Email: sean.oboyle@wellsfargo.com
Website/Online Application

Renovation/Construction Lender

Greg Scholl, Prosperity Mortgage/Wells Fargo
Phone Number: (301) 650-4418| Email: greg.scholl@wellsfargo.com  | http://www.gregscholl.com
He specializes in renovation loans and construction loans. He knows his stuff! Greg is a great resource for finding out about the construction loan process, whether FHA, Streamline or regular construction loan. It is a complicated process, and he is there the whole way through for his clients.

Scott Davis, McLean Mortgage
 6550 Rock Spring Drive, Suite 100, Rockville, MD 20817
Work Number: (240) 800-4524| Cell Number: (202) 486-8389| Email: sbdavis@mcleanmortgage.com
Website/Online Application
Scott is a great lender who I have used personally.  Processing and underwriting are done in office.  Can do construction and new build loans.